There’s Still Time to Fix Capitalism

The world of finance is full of lawful rule-breaking and gamified hacking — more evident these past few weeks than ever before. In Anastasia Nesvetailova and Ronen Palan’s book Sabotage: The Hidden Nature of Finance we learn about the ways big Wall Street players and some corporations work the system to avoid regulation. Their book […]

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Source: thesimpledollar.com

Fixed vs. Adjustable Mortgage Rates

When you apply for a home loan, you’ll be given the option of either a fixed or a variable rate mortgage loan. Both of these loan options have some upsides and some potential negatives, but ultimately, the one that works best for you will depend on a number of different factors. Fixed-rate mortgages offer borrowers […]

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Source: thesimpledollar.com

More Americans are Using Retirement Savings to Cover Expenses

Twenty-twenty has taken its toll on the average retirement savings, according to a new study by Kiplinger’s Personal Finance magazine and Personal Capital, an online financial advisor. More than half of Americans are dipping into their savings, with 60 percent using their IRAs and 401(k)s to get them through the difficulties they are facing from […]

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Source: thesimpledollar.com